1. 1、接入指引
  • 1、接入指引
    • 1.1 阅读人员与名词解释
    • 1.2版本发布说明
    • 1.3接入准备
    • 1.4接入指引
  • 2、平台规范
    • 2.1接口格式定义
    • 2.2 加签验签说明与代码示例
    • 2.3 参数说明
    • 2.4上线前检查清单
  • 3、业务指引
    • 3.1 商户入网业务接入指引
  • 4、API列表
    • 4.1商户入网类接口
      • 4.1.1 图片上传接口
        • 4.1.1.1 公共文件上传（进件用上传临时文件）
      • 4.1.2 商户入网与配置
        • 4.1.2.1 商户添加
        • 4.1.2.2 商户更新
        • 4.1.2.3 收单商户入网
        • 4.1.2.4 收单商户更新
        • 4.1.2.5 通道添加
        • 4.1.2.6 通道变更
        • 4.1.2.7 商户详情查询
        • 4.1.2.8 收单商户更新详情查询
        • 4.1.2.9 分账开通
        • 4.1.2.10 分账变更
        • 4.1.2.11 分账开通结果查询
        • 4.1.2.12 分账关系绑定
        • 4.1.2.13 分账关系解绑
        • 4.1.2.14 微信关注配置
        • 4.1.2.15 微信关注配置查询
        • 4.1.2.16 实名认证申请
        • 4.1.2.17 实名认证申请状态查询
        • 4.1.2.18 实名认证授权状态结果查询
    • 4.2聚合支付交易类接口
    • 4.3订单分账类接口
    • 4.4余额分账类接口
      • 4.4.1 余额分账相关接口
        • 4.4.1.1 B2B转账
        • 4.4.1.2 转账查询
      • 4.4.2 余额查询接口
        • 4.4.2.1 余额查询
      • 4.4.3 提现相关接口
        • 4.4.3.1 提现
        • 4.4.3.2 提现查询
        • 4.4.3.3 查询提现银行卡
    • 4.5信用付（先享后付）类接口
    • 4.6大额支付类接口
    • 4.7营销类接口
      • 4.7.1 资产预查核验
      • 4.7.2 资产交易（核销）
      • 4.7.3 资产交易（核销）查询
      • 4.7.4 资产交易（核销）撤销
      • 4.7.5 资产交易（核销）退款
      • 4.7.6 资产交易（核销）退款查询
      • 4.7.7 资产余额查询
      • 4.7.8 资产交易对账单拉取
      • 4.7.9 付款码订单轮询查询
      • 4.7.10 付款码订单结果通知
    • 4.8辅助类接口
      • 4.8.1 开放平台API示例控制器
        • 4.8.1.1 参数加密示例
      • 4.8.2 配置获取类接口
        • 4.8.2.1 获取MCC行业类目树
        • 4.8.2.2 获取区域列表（三级联动查询）
        • 4.8.2.3 获取银行总行列表
        • 4.8.2.4 获取银行支行列表
        • 4.8.2.5 获取易宝MCC行业类目树
        • 4.8.2.6 获取易生MCC行业类目树
        • 4.8.2.7 获取易生支付宝微信MCC映射关系列表
        • 4.8.2.8 获取平安银行MCC映射关系列表
      • 4.8.3 交易投诉处理类接口
        • 4.8.3.1 投诉单分页查询
        • 4.8.3.2 投诉单详情查询
        • 4.8.3.3 回复投诉用户
        • 4.8.3.4 完结投诉处理
        • 4.8.3.5 投诉凭证图片上传
        • 4.8.3.6 投诉凭证图片查看
    • 4.9银行账户与分账类接口
      • 4.9.1 EBK账户类
        • 4.9.1.1 EBK账户注册
        • 4.9.1.2 EBK账户基本信息查询
        • 4.9.1.3 EBK账户绑定提现账户
        • 4.9.1.4 EBK账户解绑提现账户
      • 4.9.2 EBK动账交易类
        • 4.9.2.1 账户转账
        • 4.9.2.2 EBK账户提现
        • 4.9.2.3 批量清分
      • 4.9.3 EBK交易查询类
        • 4.9.3.1 转账状态查询
        • 4.9.3.2 EBK账户余额查询
        • 4.9.3.3 提现状态查询
        • 4.9.3.4 清分状态查询
    • 4.1.2 商户入网与配置
  • F.附录
  • FAQ
  • 数据模型
    • BalanceQueryResponse
    • ComplaintItem
    • EbkAccountRegisterResp
    • MerchantAddResp
    • PageDTO
    • MktAssetPreQueryVO
    • EbkAccountBalResp
    • EbkTransferCreateResp
    • OpenApiResponseBalanceQueryResponse
    • MerchantPictureUploadResp
    • ComplaintPageResp
    • OpenApiResponseMerchantAddResp
    • OpenApiResponseEbkAccountRegisterResp
    • MccTreeResp
    • OpenApiResponseListMccTreeResp
    • OpenApiResponseMerchantPictureUploadResp
    • OpenApiResponseMktAssetPreQueryVO
    • OpenApiResponseEbkAccountBalResp
    • OpenApiResponseEbkTransferCreateResp
    • OpenApiResponseMapObject
    • BalanceQueryRequest
    • GenericResponseMerchantPictureUploadResp
    • OpenApiResponseComplaintPageResp
    • GenericResponseMerchantAddResp
    • ApplyInfo
    • GenericResponseListMccTreeResp
    • EbkTransferQueryReq
    • MktAssetPreQueryDTO
    • EbkTransferCreateReq
    • OpenApiResponseString
    • OpenApiRequestBalanceQueryRequest
    • MerchantPictureUploadReq
    • ComplaintPageReq
    • BasicInfo
    • EbkAccountRegisterReq
    • MccTreeReq
    • OpenApiRequestMccTreeReq
    • OpenApiRequestEbkTransferQueryReq
    • OpenApiRequestMerchantPictureUploadReq
    • OpenApiRequestMktAssetPreQueryDTO
    • OpenApiRequestEbkTransferCreateReq
    • AccountTransferResponse
    • OpenApiRequestComplaintPageReq
    • OpenApiRequestEbkAccountRegisterReq
    • MerchantAddReq
    • AreaResp
    • JSONObject
    • MktAssetPayVO
    • EbkWithdrawCreateResp
    • OpenApiResponseString
    • OpenApiResponseAccountTransferResponse
    • ComplaintOrderInfo
    • OpenApiRequestMerchantAddReq
    • BankCard
    • GenericResponseListAreaResp
    • OpenApiResponseListAreaResp
    • OpenApiResponseMktAssetPayVO
    • OpenApiResponseEbkWithdrawCreateResp
    • PayRequest
    • AccountTransferRequest
    • ComplaintMediaList
    • MerchantUpdateResp
    • EbkAccountInfoResp
    • AreaListReq
    • MktAssetPayDTO
    • EbkWithdrawCreateReq
    • OpenApiRequestPayRequest
    • OpenApiRequestAccountTransferRequest
    • ServiceOrderInfo
    • OpenApiResponseMerchantUpdateResp
    • GenericResponseMerchantUpdateResp
    • OpenApiResponseEbkAccountInfoResp
    • BankParentResp
    • OpenApiRequestAreaListReq
    • OpenApiRequestMktAssetPayDTO
    • OpenApiRequestEbkWithdrawCreateReq
    • OpenApiRequestString
    • AccountTransferQueryResponse
    • ReturnAddressInfo
    • BasicInfo
    • EbkAccountQueryReq
    • GenericResponseListBankParentResp
    • MktAssetQueryPayVO
    • RefundRequest
    • OpenApiResponseAccountTransferQueryResponse
    • SharePowerInfo
    • OpenApiRequestEbkAccountQueryReq
    • MerchantUpdateReq
    • BankParentListReq
    • OpenApiResponseListBankParentResp
    • OpenApiResponseMktAssetQueryPayVO
    • ClearItem
    • OpenApiRequestRefundRequest
    • AccountTransferQueryRequest
    • AdditionalInfo
    • EbkWithdrawQueryReq
    • OpenApiRequestMerchantUpdateReq
    • BankResp
    • MktAssetQueryPayDTO
    • EbkClearCreateReq
    • OpenApiRequestAccountTransferQueryRequest
    • WxComplaintDetail
    • OpenApiRequestEbkWithdrawQueryReq
    • ChannelInfo
    • GenericResponseListBankResp
    • EbkBankCardBindReq
    • OpenApiRequestBankParentListReq
    • OpenApiRequestMktAssetQueryPayDTO
    • OpenApiRequestEbkClearCreateReq
    • AccountWithdrawResponse
    • EbkClearQueryResp
    • MapString
    • MemberAddResp
    • BankListReq
    • OpenApiRequestEbkBankCardBindReq
    • MktAssetCancelVO
    • OpenApiResponseAccountWithdrawResponse
    • ComplaintTradeInfo
    • OpenApiResponseEbkClearQueryResp
    • OpenApiResponseMemberAddResp
    • GenericResponseMemberAddResp
    • MccYbTreeReq
    • EbkBankCardUnbindReq
    • OpenApiResponseListBankResp
    • OpenApiResponseMktAssetCancelVO
    • AccountWithdrawRequest
    • AlipaySecurityRiskComplaintInfoQueryResponse
    • EbkClearQueryReq
    • MerchantBasicInfo
    • MccEasypayTreeReq
    • OpenApiRequestEbkBankCardUnbindReq
    • MktAssetCancelDTO
    • OpenApiRequestAccountWithdrawRequest
    • ComplaintDetailResp
    • OpenApiRequestEbkClearQueryReq
    • LicenseInfo
    • MccMappingEasypayResp
    • OpenApiRequestBankListReq
    • OpenApiRequestMktAssetCancelDTO
    • AccountWithdrawQueryResponse
    • OpenApiResponseComplaintDetailResp
    • LegalInfo
    • GenericResponseListMccMappingEasypayResp
    • MktAssetRefundVO
    • OpenApiResponseAccountWithdrawQueryResponse
    • ComplaintDetailReq
    • SettlementInfo
    • OpenApiRequestMccYbTreeReq
    • OpenApiResponseMktAssetRefundVO
    • AccountWithdrawQueryRequest
    • OpenApiRequestComplaintDetailReq
    • ChannelInfo
    • MccMappingPaResp
    • MktAssetRefundDTO
    • OpenApiRequestAccountWithdrawQueryRequest
    • PictureInfo
    • OpenApiResponseVoid
    • OpenApiRequestMccEasypayTreeReq
    • GenericResponseListMccMappingPaResp
    • OpenApiRequestMktAssetRefundDTO
    • UploadItem
    • MemberAddReq
    • MccMappingPaReq
    • MktAssetQueryRefundVO
    • MapObject
    • ComplaintReplyReq
    • OpenApiRequestMemberAddReq
    • OpenApiResponseListMccMappingEasypayResp
    • OpenApiResponseMktAssetQueryRefundVO
    • BankCardAccount
    • OpenApiRequestComplaintReplyReq
    • ChannelInfo
    • MccMappingEasypayReq
    • MktAssetQueryRefundDTO
    • ComplaintCompleteReq
    • MemberUpdateResp
    • GenericResponseMemberUpdateResp
    • OpenApiRequestMccMappingEasypayReq
    • OpenApiRequestMktAssetQueryRefundDTO
    • BindCardQueryRespDTO
    • OpenApiRequestComplaintCompleteReq
    • OpenApiResponseMemberUpdateResp
    • MktAssetBalanceVO
    • OpenApiResponseBindCardQueryRespDTO
    • ComplaintImageUploadResp
    • MerchantBasicInfo
    • LicenseInfo
    • OpenApiResponseListMccMappingPaResp
    • OpenApiResponseMktAssetBalanceVO
    • WithdrawCardQueryRequest
    • OpenApiResponseComplaintImageUploadResp
    • MktAssetBalanceDTO
    • OpenApiRequestWithdrawCardQueryRequest
    • ComplaintImageUploadReq
    • LegalInfo
    • OpenApiRequestMccMappingPaReq
    • OpenApiRequestMktAssetBalanceDTO
    • OpenApiRequestComplaintImageUploadReq
    • SettlementInfo
    • MktAssetReconciliationRecord
    • ComplaintImageViewResp
    • PictureInfo
    • MktAssetReconciliationVO
    • OpenApiResponseComplaintImageViewResp
    • MemberUpdateReq
    • OpenApiResponseMktAssetReconciliationVO
    • ComplaintImageViewReq
    • OpenApiRequestMemberUpdateReq
    • MktAssetReconciliationDTO
    • OpenApiRequestComplaintImageViewReq
    • ChannelInfo
    • OpenApiRequestMktAssetReconciliationDTO
    • ChannelAddResp
    • GenericResponseChannelAddResp
    • MktAssetQueryPayCodeOrderVO
    • OpenApiResponseChannelAddResp
    • OpenApiResponseMktAssetQueryPayCodeOrderVO
    • ChannelAddReq
    • MktAssetQueryPayCodeOrderDTO
    • OpenApiRequestChannelAddReq
    • OpenApiRequestMktAssetQueryPayCodeOrderDTO
    • ChannelInfo
    • GenericResponseChannelUpdateResp
    • MktAssetNotifyPayResultVO
    • ChannelUpdateResp
    • OpenApiResponseMktAssetNotifyPayResultVO
    • OpenApiResponseChannelUpdateResp
    • ApplyInfo
    • MktAssetNotifyPayResultDTO
    • OpenApiRequestMktAssetNotifyPayResultDTO
    • OpenApiRequestChannelUpdateReq
    • ChannelUpdateReq
    • LicenseInfo
    • ApplyInfo
    • LegalInfo
    • MerchantBasicInfo
    • SettlementInfo
    • ChannelInfo
    • PictureInfo
    • ChannelInfo
    • GenericResponseMerchantDetailResp
    • MerchantDetailResp
    • OpenApiResponseMerchantDetailResp
    • GenericResponseSplitOpenResp
    • MerchantDetailReq
    • key
    • OpenApiRequestMerchantDetailReq
    • SplitOpenResp
    • OpenApiResponseSplitOpenResp
    • GenericResponseSplitUpdateResp
    • SplitParam
    • SplitOpenReq
    • OpenApiRequestSplitOpenReq
    • key
    • SplitUpdateResp
    • OpenApiResponseSplitUpdateResp
    • SplitQueryResp
    • GenericResponseListSplitQueryResp
    • SplitParam
    • SplitUpdateReq
    • SplitQueryReq
    • OpenApiRequestSplitUpdateReq
    • SplitConfigInfo
    • GenericResponseSplitBindResp
    • SplitBindReq
    • OpenApiResponseListSplitQueryResp
    • GenericResponseSplitUnbindResp
    • OpenApiRequestSplitQueryReq
    • SplitUnbindReq
    • SplitBindResp
    • WechatConfigItem
    • OpenApiResponseSplitBindResp
    • WechatConfigSaveResp
    • GenericResponseWechatConfigSaveResp
    • OpenApiRequestSplitBindReq
    • SplitUnbindResp
    • WechatConfigSaveReq
    • OpenApiResponseSplitUnbindResp
    • WechatConfigItem
    • OpenApiRequestSplitUnbindReq
    • GenericResponseWechatConfigQueryResp
    • WechatConfigQueryReq
    • OpenApiResponseWechatConfigSaveResp
    • GenericResponseRealnameAuthApplyResp
    • AppidConfigItem
    • RealnameAuthApplyReq
    • OpenApiRequestWechatConfigSaveReq
    • GenericResponseRealnameAuthStatusResp
    • RealnameAuthStatusQueryReq
    • WechatConfigQueryResp
    • OpenApiResponseWechatConfigQueryResp
    • GenericResponseRealnameAuthResultResp
    • RealnameAuthResultQueryReq
    • OpenApiRequestWechatConfigQueryReq
    • RealnameAuthApplyResp
    • OpenApiResponseRealnameAuthApplyResp
    • OpenApiRequestRealnameAuthApplyReq
    • RealnameAuthStatusResp
    • OpenApiResponseRealnameAuthStatusResp
    • OpenApiRequestRealnameAuthStatusQueryReq
    • RealnameAuthResultResp
    • OpenApiResponseRealnameAuthResultResp
    • OpenApiRequestRealnameAuthResultQueryReq
  1. 1、接入指引

1.1 阅读人员与名词解释

一、阅读人员
本文档主要对象为拟接入本平台的各类服务商与商户的产品人员、技术人员。
Saas服务商：各类线上线下场景的行业Saas服务商，接入我司，为自己的行业客户提供支付服务。
平台商或品牌商：综合电商类的平台方、品牌连锁型客户，支持商户在平台入驻，由平台方或者品牌方与我司进行系统对接
商户：商户系统直接与我司对接，例如APP、小程序、公众号、PC商城等。
二、名词解释
商户：收呗服务的收单客户，在我司进件成功后会分配一个收呗商户号；商户内聚合商户与非收单能力与非收单能力（非收单能力基本上就是分账接收方）
订单号说明：
支付类型：
支付方式：
结算周期：
修改于 2026-08-10 07:12:01
下一页
1.2版本发布说明
Built with